Frequently asked questions
Yes, in most cases. Many banks in Israel offer mortgage options to non-residents and foreign buyers. The conditions are usually stricter (higher down payment, more documentation), but it’s absolutely possible — and we help make the process clear and manageable.
Not at all — that’s what we’re here for. We speak your language (English, Spanish, or Hebrew), and we translate everything: documents, terms, and negotiations. You won’t need to guess or Google anything.
It depends on your status:
Israeli residents buying a first home usually need at least 25% down.
Investors or foreign buyers typically need 30%–50%.We’ll help you understand your category and what you qualify for.
We work with all major Israeli banks — Leumi, Mizrahi Tefahot, Discount, Hapoalim, and more. Since we’re independent, we’re not tied to any one bank. Our job is to find the best deal for you.
Absolutely. Many clients don’t realize they’re overpaying. Refinancing can lower your interest rate, reduce monthly payments, or restructure your loan to better fit your life. We’ll run the numbers and show you the savings.
No recibimos ningún pago de los bancos. Eso significa que somos completamente independientes y podemos enfocarnos en conseguir el mejor trato para vos — no para ellos. Acordamos con vos una tarifa justa basada en el éxito desde el inicio del proceso, adaptada a tu caso especÃfico, con total transparencia y sin sorpresas.
It usually takes 2 to 6 weeks, depending on your situation, paperwork, and the bank’s response time. We speed things up by preparing your file properly and pushing the banks when needed.
Yes — and it’s a smart move. A mortgage pre-approval (called "Ishur Ikroni" in Hebrew) shows sellers you’re serious and gives you a realistic budget. We help you get it quickly and cleanly.
Yes, we offer tailored advice for clients over 60 who want to access equity through a reverse mortgage. These products can be helpful, but they’re not for everyone — we’ll walk you through the pros and cons.
Because the banks don’t work for you — we do. We compare offers across banks, negotiate on your behalf, explain the fine print, and make sure you don’t overpay or miss something important. We save you time, money, and headaches.
